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Post by Knotty Kitty on Nov 28, 2009 19:39:10 GMT -7
Yeah that was my big issue with BofA...they'd clear transactions in wierd order. If I purchase something and then deposit money, then obviously that will result in overdraft charges. But why is it that I can deposit cash into an ATM, then buy something like three days later...and STILL get slapped with charges. I think they rearrange things on purpose. I'm convinced it's some kind of conspiracy.
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Post by fingerpaints on Nov 29, 2009 6:54:42 GMT -7
Banks are evil, I refuse to use one, I have all my accounts through a building society ^^
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Post by ToffeeSockScissorBetch on Nov 29, 2009 7:53:02 GMT -7
I win. I like exams. I like to make it hard for the markers. And write my answers in a different language. Or play naughts and crosses with myself.
>: D
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Post by fingerpaints on Nov 29, 2009 8:19:20 GMT -7
*shakes head* you never cease to amaze lol - do you win your naughts & crosses games? ;D
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Post by ToffeeSockScissorBetch on Nov 29, 2009 8:27:33 GMT -7
Uh, rarely. I forget if I was naughts or really crosses. u.u
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Post by vetten on Nov 29, 2009 14:40:03 GMT -7
LOL@HA! *glomps*
I think my account will end in an overdraft this month. there's still presents to buy and a grail just appeared on ebay. That is, I snagged her up so she's not there anymore! *blushes* I think I have an addiction problem..
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Post by fingerpaints on Nov 29, 2009 16:13:41 GMT -7
*squishes HA & vetten* Had to give you two a snuggle for my 80th post *trows confetti & pulls out mirror ball & hangs it from the ceiling* XD
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Post by kristinloff on Nov 29, 2009 18:40:47 GMT -7
KK - BANK OF AMERICA IS EVIL! We just got finished paying $120 in overdraft crap because of the same thing!!! UGH!
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Post by ditabee on Nov 29, 2009 19:26:41 GMT -7
I bank with BB&T (Branch, Banking, & Trust) . I get in so much trouble with my overdrafts. I mean yeah, it is my fault & my fault alone, that I overdrafted in the first place. And I should be old skool about it & balance my check book like my parents have yelled at me for the past 7 years to do. Bah! But BB&T overdraft fee is $35 each transaction, & there was one time where my weekly paycheck didn't go in on time because the girl who did payroll for our company was out sick for a few days & no one thought to do it. Like seriously!!! We were a bunch of very disgruntled employees who gave the company hell once we found out. I was so used to knowing exactly what I got each week...that I just assumed what my balance was based on what I was buying, how much I had last time I looked, & what my paycheck would be---all in my head. Big mistake, I still should have double checked. At that time, I had all my bills out of the way & that paycheck was meant mostly for 'mad money'. I racked up a hell of a lot of overdraft fees during this time. Basically that next paycheck after that had to cover all the fees. I was so steamed!!!! I hated that company I worked for at the time & BB&T for just not turning my freaking card off after I was seriously in the red zone.
I mean I get the point of overdraft fees. But honestly why should I be charged the same $35 overdraft for buying myself a $3 cup of hot chocolate as I would be when I went clothes shopping & racked up $228 at Target?! I feel there should be some sort of percentage fee when you overdraft & not just a flat fee.
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Post by Knotty Kitty on Nov 29, 2009 19:41:10 GMT -7
I mean I get the point of overdraft fees. But honestly why should I be charged the same $35 overdraft for buying myself a $3 cup of hot chocolate as I would be when I went clothes shopping & racked up $228 at Target?! I feel there should be some sort of percentage fee when you overdraft & not just a flat fee. THIS!!! I literally got hit with the fee once for going over by less than a dollar. Less than a dollar! And they charged me $35! Grr. And hi HA! So glad to see you here! ^_^
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Kurama
Fake Remco Pony
Hi-ho Silver, awaaaaaaay!
Posts: 3
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Post by Kurama on Nov 29, 2009 21:38:28 GMT -7
I know! I got charged a fee because my BoA savings account is under $500. Well, I mean, how is the bad economy in AZ my fault? It's not like I'm not TRYING to save money here. ;D I washed my car yesterday...and it sprinkled today. Such is my rotten luck!
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shellebelle
Bratz Pony
Sunshine Pony Goddess
*Sunshine Pony*
Posts: 119
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Post by shellebelle on Dec 1, 2009 20:49:27 GMT -7
MINT - ON - CARD SUNSHINE PONEEEEEEE!!!!!!!!!!!!!
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Post by ToffeeSockScissorBetch on Dec 1, 2009 22:05:05 GMT -7
LOL@HA! *glomps* I think my account will end in an overdraft this month. there's still presents to buy and a grail just appeared on ebay. That is, I snagged her up so she's not there anymore! *blushes* I think I have an addiction problem.. You don't think, you KNOW. I see my grail on ebay, but I'm scared I won't save enough for when I visit paints. -Sits on hands, squirming- I likes my Kiwibank. I pay next to no fees. >: D
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Post by fingerpaints on Dec 1, 2009 22:19:14 GMT -7
LOL@HA! *glomps* I think my account will end in an overdraft this month. there's still presents to buy and a grail just appeared on ebay. That is, I snagged her up so she's not there anymore! *blushes* I think I have an addiction problem.. You don't think, you KNOW. I see my grail on ebay, but I'm scared I won't save enough for when I visit paints. -Sits on hands, squirming- I likes my Kiwibank. I pay next to no fees. >: D lol I dont care $ or no $, just want to have a cute little unicorn friend to spend time with XD
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Post by Knotty Kitty on Dec 2, 2009 2:40:52 GMT -7
MINT - ON - CARD SUNSHINE PONEEEEEEE!!!!!!!!!!!!! Pics or it didn't happen.
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